This is the only resource library on the internet that covers every Florida homeowner program, code, and protection in one place — written by a Florida-licensed contractor for the homeowners who actually have to navigate it. Florida Energy rebates, the HEAT Loan at 0% APR, federal Inflation Reduction Act credits (25C, 25D, 30D), Florida Building Code, the Florida Energy Code, FL home improvement license contract protections under F.S. 489, ACCA Manual J, and the AIM Act refrigerant transition. Each guide is paired with the licensed IWD Miami service that uses the program.
Financing & Rebates
Florida has the most generous residential energy-rebate landscape in the United States. Here's how every program actually works for the homeowner:
Florida Codes & Compliance
Florida code is among the strictest in the country. Misunderstanding one rule can void a manufacturer warranty, fail an inspection, or trigger insurance exclusions. Here's what every Florida homeowner needs to know:
Confused by Florida Codes?
Talk to a Lead General Contractor — free 5-minute consultation, no commitment. We file every permit under our license.
Engineering Standards & Programs
The technical specifications behind real residential work. Misunderstanding these is how homeowners end up with oversized HVAC, voided rebates, and failed inspections.
How These Resources Are Organized
Each resource page follows the same pattern: direct answer first, real numbers, named programs, citations, and a link to the licensed IWD Miami service that uses the program. No clickbait. No outdated information. Every page is reviewed against current Mass DOER guidance, current Florida Building Code amendments, and current Florida Energy program year before publication.
If a Florida homeowner program changes — Florida Energy rebate caps, Florida Energy Code adoption, federal tax credit limits — we update the affected resource within the same month. Last update across all guides: April 2026.
Licensing Behind These Resources
IWD Miami holds every Florida license referenced in these guides:
- Florida contractor license — required to pull Florida Building Code building permits.
- Florida Home Improvement Contractor (HIC) Registration — required for any contract over $1,000 (F.S. 489).
- Master Electrician (Class A) — required for Florida Fire Prevention Code electrical permits.
- Master Plumber + Master Gas Fitter — required for Florida Energy Code plumbing and gas permits.
- EPA Section 608 Universal — required for refrigerant handling under the AIM Act.
- EPA RRP Lead-Safe Certified Renovator — required for any work disturbing painted surfaces in pre-1978 homes.
- Florida Energy Heat Pump Contractor (HPC) — required to file Florida Energy heat pump rebates.
- Building Performance Institute (BPI) Certified — required for Florida Energy insulation rebates.